IIFA™ Key Features
Ensuring Safe, Reliable, and Predictable Financial Growth
Comprehensive Principal Protection
The IIFA™ provides unmatched security by guaranteeing both the principal and credited interest, backed by regulatory and contractual safeguards. This comprehensive protection mitigates risks and ensures stable growth, making it a cornerstone of conservative investment portfolios.
Key Insights
-
Guaranteed Against Loss
​
Your principal investment remains intact, regardless of market conditions.
​
-
Credited Interest Security
​
All credited interest is fully protected, ensuring consistent growth.
​
-
Regulatory Safeguards
​
​Regulatory frameworks back the principal protection, offering added security and compliance assurance.
​
-
Risk Mitigation
​
​​Structured to minimize financial exposure and enhance stability.
​
-
Trampoline Effect for Gains
​
​​While protecting your capital, it sets the stage for amplified market gains.
Why this matters...
The IIFAâ„¢ not only ensures the safety of your principal but also provides peace of mind, knowing that your investments are safeguarded through rigorous regulatory and contractual measures. By laying the groundwork for a secure investment, this stability naturally transitions into an Asymmetric Return Profile. Discover how the IIFAâ„¢ leverages this stability to maximize market gains, offering a unique and compelling investment experience.
Asymmetric Return Profile
The IIFA™'s innovative design enables participation in market gains while eliminating high-water marks and deficit recapture. This asymmetric return profile allows for enhanced returns with reduced risk, providing a powerful tool for achieving higher alpha in investment portfolios.
Key Insights
-
Enhanced Alpha
​
Achieve higher returns with reduced volatility.
​
-
No High-Water Marks
​
Each term starts fresh, avoiding the burden of prior losses.
​
-
Participation in Market Upside
​
​Benefit from market gains up to 400% participation.
​
-
Automatic Reset Feature
​
The cost basis resets each term, capturing market recoveries without past loss exposure.
​
-
Deficit Recapture Avoidance
​
Ensure gains without needing to recover from previous drawdowns.
Why this matters...
With 100% principal protection, the IIFAâ„¢'s asymmetric return profile allows investors to benefit significantly from market upswings while avoiding the drawbacks of downturns. The automatic cost basis reset and lack of high-water marks mean you start each term optimally, protecting earned interest while amplifying potential returns. The next key feature will demonstrate how the IIFAâ„¢ serves as a Stable Bond Replacement, providing reliable and predictable returns, making it an ideal alternative to traditional fixed-income products.
Stable Bond Replacement
The IIFA™ serves as an excellent replacement for traditional bonds, offering guaranteed rates and eliminating market volatility. This stability ensures reliable income and reduces balance sheet risk, making it a preferred choice for institutions seeking stable-value investments.
Key Insights
-
Guaranteed Fixed Rates
​
Enjoy strong, multi-year fixed rates that are fully guaranteed.
​
-
Elimination of Mark-to-Market Volatility
​
Investments are held at par value, avoiding market-driven valuation changes.
​
-
Reliable Income Stream
​​
Provides a consistent and predictable income, similar to bonds.
​
-
Balance Sheet Stability
​
Reduces balance sheet risk by maintaining stable asset values.
​
-
Institutional Confidence
​​
Widely regarded as a stable-value bond replacement.
Why this matters...
The IIFAâ„¢ offers a strong and stable alternative to traditional bonds, providing guaranteed fixed rates and eliminating mark-to-market volatility. This stability ensures a consistent income stream and reduces balance sheet risk, making it a preferred choice for institutional investors. Next, explore how the IIFAâ„¢ delivers Transparent and Diverse Investment Options, showcasing its flexibility and customization to align with your portfolio goals and risk tolerance.
Transparent & Diverse Investment Options
The IIFA™ stands out for its diverse flexibility & transparent terms, offering a range of indices and contract durations without hidden fees. This allows for tailored investment strategies, enhanced diversification, and alignment with existing portfolio goals, making it an adaptable and powerful tool for institutional investors.
Key Insights
-
Wide Range of Indices
​​
Access to global and domestic indices for comprehensive diversification.
​
-
Varied Contract Durations
​
Choose from various crediting and contract terms to suit your investment horizon.
​
-
Strong Fixed Rates
​
Competitive fixed-rate options providing stable returns.
​
-
Transparent Terms
​
No hidden fees, ensuring clear and trustworthy investment conditions.
​
-
Customization Flexibility​
​
Tailor your investment strategy to align with your financial goals and risk tolerance.
Why this matters...
The IIFAâ„¢ offers unparalleled flexibility, with access to multiple global and domestic indices, various crediting and contract durations, and attractive fixed rate options. This customization ensures that your investments align seamlessly with your financial objectives and risk profile. The transparent terms, with no hidden fees, further enhance the attractiveness of the IIFAâ„¢. As you consider the comprehensive benefits of these features, you'll appreciate how the IIFAâ„¢ stands out as a sophisticated and reliable investment solution for institutional portfolios.
Why the IIFA™ is the Optimal Investment Choice
The IIFAâ„¢ stands out as the perfect solution for institutions seeking a secure yet high-performing investment. With comprehensive principal protection, it lays a stable foundation, while the asymmetric return profile allows for significant market gains without the risks of downturns. Its role as a stable bond replacement offers predictable and reliable returns, free from market valuation fluctuations. The transparent and diverse investment options, including global and domestic indices and flexible contract durations, ensure a tailored fit for any portfolio. Together, these features make the IIFAâ„¢ an unparalleled choice for achieving more alpha with stability and predictability.
Empower Your Institution's Potential
Integrate the IIFA™ seamlessly within your institution's existing ecosystem to unlock new levels of financial potential. Experience the power of advanced financial strategies with the support of industry-leading partners. If you’d like to receive additional information such as a tear sheet, diligence packet, or back-testing data, please request it or become a site member.